| Mar '12 | Feb '12 | |
| # of CUs | 7,289 | 7,315 |
| Members (millions) | 95.2 | 94.7 |
| Total Assets ($ billions) | 1,022.8 | 999.1 |
| Total Savings ($ billions) | 881.0 | 859.2 |
| Net Cap. /Assets | 10.0% | 10.2% |
| Loans to Savings | 66.4% | 68.1% |
| Loan Delinq. | 1.5% | 1.6% |
Driving Decreases for Young Americans
Changing habits could impact credit union auto loans
Eleven Rules for Managing Data
Avoid snafus that cause distress and hinder action
Fee Disclosure Is Key with Prepaid Cards
Clear information will attract more consumers
Mortgage Rules Could Hobble Housing Recovery
Proposed changes could push creditworthy borrowers out of the market
Wi-Fi Networks Pose a Security Nightmare
Technology to protect consumers—and financial institutions—has been slow to develop
One challenge in strategic planning is keeping it fresh and relevant. Just checking off the boxes each year isn’t enough. Here’s a sampling of perspectives, offering everything from techniques to use at your next planning session to an exercise in imagining a distant—and desirable—credit union future.